At X, we are a proudly Australian-owned brokerage, built on the foundation of trust, loyalty, and a commitment to putting our clients first. As a small, dedicated team, we offer a level of personalised service that larger institutions simply can’t match.

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Unlike big banks and large brokerage firms, we don’t believe in unnecessary layers—when you work with us, you’re dealing directly with experienced finance professionals who are invested in securing the best possible outcome for you. With fewer middlemen taking a cut, we ensure you access the most competitive rates and loan options tailored specifically to your financial needs.

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We are fully accredited members of the FBAA, operating under a nationally recognised Code of Practice and regulated by the Australian Financial Complaints Authority (AFCA). Our expertise spans across a range of lending solutions, and we pride ourselves on delivering clear, transparent guidance every step of the way.

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Choosing X means choosing a team that works for you—not the lenders. With us, you’ll always have a direct contact who understands your situation, answers your calls, and goes the extra mile to ensure your finance journey is smooth, stress-free, and successful.

Whether you're securing a personal loan, business finance, or asset funding, we are here to provide expert advice and tailored solutions that truly benefit you. No greed, no gimmicks—just great rates, better loan options, and a team that genuinely cares.